General

All the information contained in this website is shared by Marble Rock Asset Management Proprietary Limited (Marble Rock), company registration number 2014/191173/07, whose activities are regulated by the South African Financial Sector Conduct Authority (FSCA) in its capacity as a Category IIA authorised Financial Service Provider (FSP number: 45906).

Marble Rock accepts no liability of any sort resulting from reliance being placed upon any information contained on this website by any user or other person and we are not acting and do not purport to act in any way as an advisor or in a fiduciary capacity.

Marble Rock reserves the right to amend the online terms and conditions at any time. By accessing our site you are automatically bound to the version of the conditions published on the site at the time of your visit to this site. You agree to review the current version each time you access the site.

Whilst every effort is made to represent accurate financial and technical information on an ongoing basis, inadvertent errors and typographical inaccuracies may occur. Information, laws, rules and regulations may also change from time to time. Information contained on the website is therefore made available without any express or implied representation or warranty whatsoever. We do not warrant that the site will be error-free or will meet any particular criteria of accuracy, completeness or reliability of information, performance or quality.

Any warranty implied by law is hereby excluded except to the extent such exclusion would be unlawful. Marble Rock disclaims liability for any expenses incurred, or any damage (whether direct or consequential), claims or costs sustained by users arising from use of the service or reliance being placed upon any information, links or representations provided through the website.

Copyright & Intellectual Property

In using the website you acknowledge that all information and material displayed on the Marble Rock website, including but not limited to logos, graphics, multimedia items and articles, are confidential, protected by copyright and other intellectual property laws and are restricted to utilisation for information purposes only. Any unauthorised copying, reproduction, transmission, distribution, dissemination, sale, publication or exploitation of the displayed material would constitute an infringement of the protection afforded by law and is therefore prohibited in any form whatsoever.

All logos and trademarks shown on this site are Marble Rock’s registered and unregistered trademarks or that of third parties. Nothing on this site should be construed as granting any license or right to use any trademark without our prior written permission and/or that of third parties, as the case may be. You may not, without our prior written permission, use our intellectual property or that of third parties for any other purposes. An application to use our intellectual property must be submitted in writing to . If you do not receive an explicit written response from us within five business days of your request, please consider your request as having been rejected.

Cybersecurity & Privacy Policy

No warranty, whether express or implied, is given that any files, downloads or applications available via this site are free of viruses, trojans, bombs, time-locks or any other data or code which has the ability to corrupt or affect the operation of your computer, database, network or other information systems.

To view our Privacy Policy statement, click here

To view our PAIA Manual, click here

Termination, suspension and limitation

We may modify, suspend or discontinue the site, whether temporarily or permanently, without notice. We may also impose limits or conditions on the right to certain services, features or functions and we may restrict access to parts of or all of the services on the site.

Prevailing law

The conditions and terms of use shall be governed and construed in accordance with the laws of the Republic of South Africa without reference to any conflict of law provisions.

Hedge Funds

Collective Investments (Unit Trusts) are generally medium to long term investments, but a hedge fund may have short term strategies and practices. Hedge funds are collective investment schemes with a strategy that allows for leveraging and short selling strategies. Hedge fund strategies can result in losses greater than the market value of the fund, but investors’ losses are limited to the value of the investment or contractual commitments. The value of participatory interests (units) or the investment may go down as well as up. Past performance is not necessarily a guide to future performance. Hedge funds trade at ruling prices and prices may fluctuate post publication. Collective Investments in Hedge Funds can engage in scrip borrowing and scrip lending. The manager does not provide any guarantee, either with respect to the capital or the return of a portfolio. Any forecasts and/or commentary in this document are not guaranteed to occur. Different classes of participatory interests apply to these portfolios and are subject to different fees and charges. A schedule of fees and charges, with maximum commissions, is available on request from us or from your financial adviser. Hedge fund of funds invest into other portfolios of collective investment schemes, and the underlying portfolios may levy their own charges, which could result in a higher fee structure for the hedge fund of funds. Forward pricing is used. For portfolios that include derivatives, there is no assurance that a portfolio’s use of a derivative strategy will succeed. A portfolio’s management may employ a sophisticated risk management process, to oversee and manage derivative exposures within a portfolio, but the use of derivative instruments may involve risks different from, and, in certain cases, greater than, the risks presented by the securities from which they are derived. Foreign securities within portfolios may have additional material risks, depending on the specific risks affecting that country, such as: potential constraints on liquidity and the repatriation of funds; macroeconomic risks; political risks; foreign exchange risks; tax risks; settlement risks; and potential limitations on the availability of market information. Fluctuations or movements in exchange rates may cause the value of underlying international investments to go up or down. Investors are reminded that an investment in a currency other than their own may expose them to a foreign exchange risk.

Complaints

We want to encourage you to help us in order to help you by contacting us. Please engage with the team at Marble Rock in respect of anything that leaves you feeling uncomfortable or dissatisfied.  Please call us on (+27) 021 286 1009.

Should you wish to pursue a complaint against Marble Rock or one of its representatives, you should address the complaint in writing.  Please address your concerns in writing to The Complaints Officer, Marble Rock, KWV Building, La Concordia, 57 Main Road, Paarl, 7646 or email the same to admin@marblerock.co.za (addressed to the Complaints Officer).

If you cannot settle your complaint with us, you are entitled to refer it to the office of the FAIS Ombud (telephone number 0860 324 766).  The Ombud has been created to provide you with a redress mechanism for any inappropriate financial advice that you feel may have been given to you by a financial services provider.